Ensuring you and your loved ones are taken care of during all stages of life
Westminster Financial Agencies is a fully-licensed insurance agency offering a vast array of planning vehicles for our advisors and their clients. As an independent agency, we are able to contract with dozens of companies, allowing us to provide the product best suited for each individual’s specific needs.
We offer a variety of products:
Annuities
While traditional pensions have become exceedingly rare, annuities offer a way to create a stream of retirement income that’s guaranteed for the rest of your life. They can also help reduce your tax liability, allowing you to keep more of your savings – a win / win.
Life Insurance
For many young families, life insurance is the foundation of a solid financial plan, and for good reason – what would happen if you weren’t around to support your spouse or children? The right life insurance provides peace of mind that expenses will be covered even in the face of tragedy. Some policies even accumulate cash value, which can be used to support other life goals such as retirement or funding a child’s education.
Disability Insurance
While many people are familiar with life insurance, the reality is that individuals are far more likely to become disabled than die during their working years. In fact, a full 25% of 20-year-olds can expect to become disabled during the course of their career and surprisingly, most disabilities are the result of illnesses, not injuries. A disability insurance policy provides the income needed to support your family should you be unable to work.
Long Term Care Insurance
A staggering 7 out of 10 people will require long-term care in their lifetime*. *. Long-term care involves a variety of services designed to meet health and/or personal needs that we can no longer perform on our own due to age, sickness, or injury. By planning for this expensive possibility, you remain in control and ensure that you don’t become a burden to your family. (* Genworth Cost of Care Study, December 2023)
